Rajasthan Mortgage Report
Rajasthan Mortgage Report
Overview
The Rajasthan Mortgage Report provides a detailed record of any active mortgages, loans, or chargesregistered against a property as per CERSAI (Central Registry of Securitisation Asset Reconstruction and Security Interest of India) records. This report is essential for buyers, lenders, andlegal professionals who want to ensure that a property is free of any financial liabilities before entering into a transaction.
Using the Landeed platform, users can check if a property in Rajasthan has been mortgaged to a bank or financial institution, helping avoid legal and financial complications.
Use cases
Why Landeed?
FAQs
What is the Rajasthan Mortgage Report?
It is a digital report that verifies whether a property has been mortgaged with any bank or lending institution as per the national CERSAI database.
Why should I check mortgage details before buying land?
To avoid purchasing a property that is already pledged to a bank, which could lead to legal and financial complications later.
How does Landeed generate the Mortgage Report for Rajasthan?
Landeed pulls real-time data from the CERSAI registry based on property identifiers or owner details provided by the user.
What information does the report include?
It contains the name of the financial institution, date of mortgage registration, type of charge, borrower name, and encumbrance status.
Is the report legally valid for transactions?
The Mortgage Report is not a replacement for official encumbrance certificates but is widely used for preliminary legal verification.
How long does it take to receive the Rajasthan Mortgage Report?
The report is typically delivered instantly or within a few minutes via the Landeed app or website.
How much does it cost to get a Rajasthan Mortgage Report?
The price starts at 199 per report. Additional filters or custom queries may cost more.
Can I get historical mortgage records using this report?
CERSAI primarily captures current and active charges, but in some cases, historical mortgage details may be available.
What details are required to fetch the report?
Basic inputs like the owner's name, property location, and in some cases, registration document number or plot number.
Need some help?
CERSAI Report – Track Mortgages Registered Against Any Property in Rajasthan
Official Rajasthan document verifying property ownership and cultivation history
- Check if a property is under mortgage with any bank
- Verify CERSAI registration details before buying land
- Useful in due diligence and legal verification
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