Kerala Certified Encumbrance Certificate
KL official stamped encumbrance record
Overview
A Certified Encumbrance Certificate (Certified EC) is the sealed, physically (or digitally) attested version of the Kerala Encumbrance Report. Issued and signed by the Sub-Registrar Office, it carries a unique certificate number, official seal, and tamper-proof security features. Banks, courts, and government departments insist on this stamped copy—not the plain online download—when verifying a property’s lien status or processing high-value transactions.
Use cases
Why Landeed?
FAQs
Why is an Encumbrance Report important?
It certifies whether a property carries any registered liabilities—loans, charges, or litigations—making it indispensable for confident buying, selling, or financing.
Why do I need a Certified EC instead of a plain EC?
Lenders, courts, and government offices treat the certified version as primary evidence because it bears the registrar's seal and serial number.
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Get Your Certified EC (Kerala)
Official stamped encumbrance certificate for clear-title verification, bank loans, and legal filings.
- Type of Deed - Sale, Conveyance, Mortgage and POA
- Serves as a proof of transaction - verifies the authenticity of property ownership
- Useful for all property transactions - Buy, Sell and Loan
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